Instantly cash out your leave
Instantly cash out your excess annual leave. Pay easily and securely using a SmartWage MasterCard® through our mobile app.
.gif)
Turn your leave
into cash
You tell us how much leave you want to cash out.
We issue the amount to your SmartWage MasterCard®.
Spend your annual leave.
INSTANTLY
Spend right away with Apple or Google Pay
SmartWage will issue you a MasterCard® in our mobile app. Add the card to your digital wallet to tap and pay with your phone.
Cash your leave out in under 20 seconds
Pay easily with the devices you carry
No need to dig around for your wallet.
Use the easiest, secure way to pay with your phone, Apple Watch and Google Pay™ supported devices.
Employee Benefits
So much to choose from
Don't pay fees and interest
BNPL and payday lenders charge high interest and fees.
Reduce predatory credit, 'early wage access', payday loans or other loans.
Fund life's big moments
Make memories.
Flights and accommodation
Weddings, parties, anything
School Fees
Growing family
New car
Pay bills to reduce stress
Everyone faces the occasional unexpected bill.
Cash out some of your leave to pay bills and stop bill stress.
Improve your health
Poor financial health is the number one contribution to poor mental health.
Use SmartWage to purchase private health insurance, gym memberships or any other health improvements.
Still take time off!
You can cash out up to two weeks per annum, so you will still have lots of time to take a break!
Use SmartWage to pay for your flights and accommodation for your next holiday!
How does SmartWage work?
Simple sign up, quick integration, increased value
Employer signs up
Your employer integrates their payroll system with SmartWage.
Employee signs up
Employees receive an email telling them how to sign up.
We tell you how much you can cash out
Employee nominates the amount you want to cash out.
We issue you a digital MasterCard®
The SmartWage app will issue you a MasterCard® with the amount/s you choose to cash out.
Add the card to your digital wallet to spend instantly
Add the card to your digital wallet or manually enter your card details into online shopping carts.
Payday
SmartWage send reports to your employer outlining how much leave has been cashed out. The employer processes the required charges to reduce your leave balance by the same amount.
Security
Market leading security ensures data privacy, security and transparency
Google Cloud Platform
We use the same secure infrastructure as Google to protect your information, identities, applications, and devices.
Security is our top priority to ensure data privacy.
We made this bit simple
Employers only pay a small transaction fee each time an employee uses the solution and ‘cashes out’ leave. There is no cost to the employee!
Detailed reporting each pay cycle for Employee spend- Employee MasterCard and Mobile App
- More features to come!