Spend Your Annual Leave
SmartWage allows staff to cash out annual leave instantly
I'm an Employer
SmartWage is a technology solution that helps organisations better manage their leave balances.
Covid and recent shortages in labour markets have exacerbated the challenges faced by organisations to maintain leave balances.
Developed by a CFO, SmartWage exists to optimise the financial management of leave liabilities by automating and streamlining current processes.
Our core solution provides staff leading edge technology to instantly cash-out excess annual leave through our integrated mobile app.
Value is generated for Employers by reducing leave provisions and liabilities, reducing wage inflation, increasing employee productivity and accelerating tax deductions.
Employee's benefit by instantly receiving their leave as currency should they choose to cash-out their entitlements.
Better manage leave balances
SmartWage provides a financial RoI.
Empower your Employees
Let your employees decide how they access their entitlements.
Simple sign up, quick integration, increased value, happy employees
What your staff are telling us
We have been listening!
End-to-end Security
Security is our top priority.
We secure infrastructure from Google to protect your information.
I'm an Employee
Track your annual leave and cash it out it instantly when you decide
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Phone, Meet Card
Cash out and instantly spend your annual leave on a SmartWage MasterCard®.
Link your SmartWage MasterCard® to your digital wallet.
Benefits
Pay bills and reduce bill stress.
Fund life’s big moments – school fees, holidays, weddings, cars.
Pay off BNPL and payday lending fees and interest.
It's now your choice
You earned it!
We provide instant access to your money, without you needing to have a conversation with your employer!
The SmartWage Mastercard® is issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard Asia/Pacific Pte. Ltd
We made this bit simple
Employers only pay a small transaction fee each time an employee uses the solution and ‘cashes out’ leave. There is no cost to the employee!
Detailed reporting each pay cycle for Employee spend- Employee MasterCard and Mobile App
- More features to come!